Welcome to Nischinto Service Foundation – a humble initiative aimed at bringing hope to those often neglected by the traditional financial system.
Nischinto Service Foundation is a social initiative that delivers financial support to people where banks and traditional institutions fail to reach.
At Nischinto Service Foundation, we go beyond just giving loans — we build hope. Our process is simple, honest, and designed for those who need it the most.
At Nischinto Service Foundation, we believe financial help should be a right, not a privilege. Our services are built for real people with real struggles — giving hope through simple, honest, and accessible loan support that transforms lives from the ground up.
Our working process is designed to make your loan search and selection as seamless as possible.
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We've compiled a list of frequently asked questions to provide you with quick and helpful answers. If you have a question that is not addressed below
Anyone in need of financial support — especially poor families, daily wage workers, and small shopkeepers — can apply for a loan.
We offer micro loans, emergency loans, loans for small businesses, and financial support for personal needs such as medical and education expenses.
We charge very low interest rates, significantly lower than traditional lenders, to make repayment affordable for everyone.
You can borrow anywhere between ₹1,000 to ₹25,000, depending on your needs and eligibility.
No, we do not require any collateral. Our loans are based on trust and simplicity, with minimal documentation.
You can apply online through our website or visit our office for in-person assistance. We’ll guide you through the simple process.
We offer flexible repayment options tailored to your income cycle. You can repay daily, weekly, or monthly, depending on what suits you.
Yes, we primarily focus on underserved individuals who might not have a formal job or credit history but still need financial support.
There are no hidden fees. We believe in complete transparency — the only charge is the low-interest rate on the loan amount.
You can reach us via our website, email, or phone. Our contact details are available on the Contact Us page of the website.
Maslandapur, North 24 Parganas, West Bengal